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INSURANCE

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Introduction Insurance  is a form of management used to offer a financial payment when unplanned or unexpected losses occur. It is a transfer of the risk of a financial loss from one entity (that is exposed to risks) to another (the insurer) in exchange for payment of a premium. Someone who wants protection against financial hardship should consider insurance. Protections offered by insurance Insurance may include •             Protecting family after one's death from loss of income •             Ensuring debt repayment after death •             Protecting against the death of a key employee or person in a business •             Buying out a partner or co-shareholder after his or her death •        ...

How to Raise Start-Up Capital

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One of the aspects that entrepreneurs find most daunting is raising start-up capital. Gone are the days of pitching investors with hot new technology ideas. Today, entrepreneurs are much more likely to dive into their own pockets and hunker down for a battle to start up and stay alive. But if you don't have the cash in your wallet, what do you do?  Luckily, there are still options for funding new companies but finding and securing the cash will take careful research, good negotiating skills, and, above all, an unflagging commitment to launching your new business. Start your capital search with a good business plan that shows investors and lenders your company's potential. Follow that up with a thorough knowledge of the resources available and a determination to make your business a reality and you should be on your way to uncovering a source that fits your new business's cash needs.